/* Altavise Advisors — design system */
:root{
  --navy:#001944; --navy-2:#0a2c63; --steel:#3a5a8c; --mist:#e7ecf4;
  --amber:#c9852b; --amber-ink:#9c6414;
  --ink:#151c28; --body:#3a4453; --muted:#6b7688; --line:#e4e8ef;
  --bg:#ffffff; --bg-alt:#f6f8fb; --bg-navy:#001944;
  --maxw:1160px; --radius:14px; --shadow:0 18px 50px -24px rgba(0,25,68,.28);
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,"Times New Roman",serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--body);background:var(--bg);line-height:1.62;-webkit-font-smoothing:antialiased;font-size:17px}
h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);line-height:1.14;margin:0 0 .5em;letter-spacing:-.01em;font-weight:600;text-wrap:balance}
h1{font-size:clamp(2.3rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.7rem,3vw,2.5rem)}
h3{font-size:1.28rem}
p{margin:0 0 1rem}
a{color:var(--navy);text-decoration:none}
strong{color:var(--ink)}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--sans);text-transform:uppercase;letter-spacing:.16em;font-size:.74rem;font-weight:700;color:var(--amber-ink);margin:0 0 1rem}
.lead{font-size:1.16rem;color:var(--muted);max-width:60ch}
.center{text-align:center;margin-left:auto;margin-right:auto}
.section{padding:88px 0}
.section--alt{background:var(--bg-alt);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section--navy{background:var(--bg-navy);color:#c9d5e8}
.section--navy h1,.section--navy h2,.section--navy h3{color:#fff}
.section--tight{padding:64px 0}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--sans);font-weight:600;font-size:1rem;padding:.85rem 1.6rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:.16s ease}
.btn--primary{background:var(--amber);color:#fff;border-color:var(--amber)}
.btn--primary:hover{background:var(--amber-ink);border-color:var(--amber-ink)}
.btn--navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn--navy:hover{background:var(--navy-2)}
.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn--ghost:hover{border-color:var(--navy);background:#fff}
.btn--light{background:#fff;color:var(--navy);border-color:#fff}
.btn--light:hover{background:var(--mist)}
.btn--outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn--outline-light:hover{border-color:#fff;background:rgba(255,255,255,.08)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{font-family:var(--sans);font-weight:800;font-size:1.16rem;color:var(--navy);letter-spacing:-.01em}
.brand span{color:var(--amber)}
.nav-links{display:flex;align-items:center;gap:26px;font-family:var(--sans)}
.nav-links a:not(.btn){color:var(--body);font-size:.96rem;font-weight:500}
.nav-links a:not(.btn):hover{color:var(--navy)}
.nav-links .btn{padding:.6rem 1.15rem;font-size:.92rem;color:#fff}
/* Services dropdown */
.nav-item{position:relative;display:flex;align-items:center;padding:23px 0}
.nav-item>a{display:inline-flex;align-items:center;gap:.32rem}
.nav-item>a::after{content:"";width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-1px);transition:.16s ease}
.nav-item:hover>a::after{transform:rotate(225deg) translateY(-1px)}
.dropdown{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);min-width:270px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 16px 40px rgba(0,25,68,.14);padding:10px;display:flex;flex-direction:column;opacity:0;visibility:hidden;transition:.16s ease;z-index:60}
.nav-item:hover .dropdown,.nav-item:focus-within .dropdown{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.dropdown a{padding:.5rem .75rem;border-radius:9px;font-size:.92rem;font-weight:500;white-space:nowrap;color:var(--navy)}
.dropdown a:hover{background:var(--bg-alt)}
.dropdown-head{font-size:.72rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);padding:.6rem .75rem .25rem}
.dropdown-head:first-child{padding-top:.25rem}
@media(max-width:860px){.nav-links a:not(.btn),.nav-item{display:none}}

/* Hero */
.hero{padding:96px 0 80px;background:radial-gradient(1200px 500px at 70% -10%,rgba(58,90,140,.10),transparent 60%)}
.hero h1{max-width:22ch}
.hero .lead{margin-top:1.2rem;font-size:1.22rem}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:2rem}
.hero-note{margin-top:1.4rem;font-size:.9rem;color:var(--muted)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.82fr);gap:40px;align-items:center}
.hero-art{width:100%;max-width:430px;height:auto;justify-self:center;display:block}
@media(max-width:880px){.hero-grid{grid-template-columns:1fr}.hero-art{display:none}}

/* Grid + cards */
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.grid-3,.grid-4{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:.18s ease}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#d4dcea}
.card .num{font-family:var(--serif);font-size:1.1rem;color:var(--amber);font-weight:700;margin-bottom:.6rem}
.card h3{margin-bottom:.5rem}
.card p{font-size:.98rem;color:var(--body);margin-bottom:1rem}
.card a.more{font-family:var(--sans);font-weight:600;font-size:.92rem;color:var(--navy)}
.card a.more:hover{color:var(--amber-ink)}

/* Stat band */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center}
@media(max-width:620px){.stats{grid-template-columns:1fr}}
.stat .big{font-family:var(--serif);font-size:2.5rem;color:#fff;font-weight:600;line-height:1}
.stat .lbl{font-family:var(--sans);font-size:.95rem;color:#9fb2cf;margin-top:.5rem}

/* Steps */
.steps{counter-reset:step;display:grid;gap:20px}
.step{display:flex;gap:20px;align-items:flex-start;padding:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.step .badge{flex:none;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--serif);font-weight:600;display:flex;align-items:center;justify-content:center;font-size:1.1rem}
.step h3{margin-bottom:.25rem;font-size:1.12rem}
.step p{margin:0;font-size:.97rem}

/* Checklist */
.checks{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.checks li{position:relative;padding-left:34px;font-size:1rem}
.checks li::before{content:"";position:absolute;left:0;top:2px;width:20px;height:20px;border-radius:50%;background:var(--amber);
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='white' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>") center/14px no-repeat;
  mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='white' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>") center/14px no-repeat}

/* Split */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
@media(max-width:820px){.split{grid-template-columns:1fr;gap:32px}}

/* CTA band */
.cta-band{background:var(--navy);border-radius:20px;padding:56px;text-align:center;color:#fff}
.cta-band h2{color:#fff;margin-bottom:.4rem}
.cta-band p{color:#b9c6dd;max-width:52ch;margin:0 auto 1.6rem}

/* Pill tag */
.tag{display:inline-block;background:var(--mist);color:var(--navy);font-family:var(--sans);font-weight:600;font-size:.8rem;padding:.3rem .8rem;border-radius:999px;margin-bottom:1rem}

/* Footer */
.site-footer{background:#00122f;color:#8fa0bd;padding:56px 0 30px;font-size:.94rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.1)}
@media(max-width:700px){.foot-grid{grid-template-columns:1fr}}
.site-footer .brand{color:#fff}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.85rem;text-transform:uppercase;letter-spacing:.12em;margin:0 0 14px}
.site-footer a{color:#a9b8d0;display:block;margin-bottom:8px}
.site-footer a:hover{color:#fff}
.foot-bottom{padding-top:22px;color:#6f809c;font-size:.85rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.foot-bottom a{display:inline;margin:0}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}
.small{font-size:.9rem;color:var(--muted)}

/* Contact modal */
.modal-overlay{position:fixed;inset:0;background:rgba(0,18,47,.55);backdrop-filter:blur(4px);display:none;align-items:flex-start;justify-content:center;z-index:200;padding:5vh 20px;overflow-y:auto}
.modal-overlay.open{display:flex}
.modal{position:relative;background:#fff;border-radius:20px;max-width:580px;width:100%;box-shadow:0 30px 90px rgba(0,25,68,.35);padding:40px 40px 34px;animation:modalIn .22s ease}
@keyframes modalIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}
.modal .eyebrow{margin-bottom:.4rem}
.modal h3{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:1.7rem;line-height:1.15;margin:0 0 .5rem}
.modal .modal-sub{color:var(--muted);font-size:1rem;margin:0 0 1.4rem}
.modal-close{position:absolute;top:16px;right:18px;width:34px;height:34px;border:none;background:var(--bg-alt);border-radius:50%;font-size:1.2rem;line-height:1;color:var(--navy);cursor:pointer;transition:.15s ease}
.modal-close:hover{background:var(--mist)}
.field{margin-bottom:14px}
.field label{display:block;font-family:var(--sans);font-weight:600;font-size:.82rem;color:var(--navy);margin-bottom:5px;letter-spacing:.01em}
.field input,.field textarea{width:100%;font-family:var(--sans);font-size:.98rem;color:var(--ink);padding:.7rem .85rem;border:1.5px solid var(--line);border-radius:10px;background:#fff;transition:.15s ease;box-sizing:border-box}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--steel);box-shadow:0 0 0 3px rgba(58,90,140,.12)}
.field textarea{resize:vertical;min-height:78px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:520px){.field-row{grid-template-columns:1fr}}
.svc-label{display:block;font-family:var(--sans);font-weight:600;font-size:.82rem;color:var(--navy);margin:4px 0 8px}
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:18px}
@media(max-width:520px){.svc-grid{grid-template-columns:1fr}}
.svc-chip{display:flex;align-items:center;gap:8px;padding:.55rem .7rem;border:1.5px solid var(--line);border-radius:10px;font-size:.9rem;color:var(--body);cursor:pointer;transition:.14s ease;user-select:none}
.svc-chip:hover{border-color:#c7d2e6}
.svc-chip input{accent-color:var(--amber);width:16px;height:16px;margin:0;flex:none}
.svc-chip.checked{border-color:var(--amber);background:#fdf7ee;color:var(--navy);font-weight:600}
.modal .btn{width:100%;justify-content:center;margin-top:4px}
.modal-alt{text-align:center;font-size:.86rem;color:var(--muted);margin:14px 0 0}
.modal-alt a{color:var(--steel);font-weight:600}
.form-status{font-size:.9rem;margin-top:12px;text-align:center}
.form-status.err{color:#b23b3b}
.modal-success{text-align:center;padding:14px 0 6px}
.modal-success .tick{width:60px;height:60px;border-radius:50%;background:#eaf3ec;margin:0 auto 16px;display:flex;align-items:center;justify-content:center}
.modal-success h3{margin-bottom:.4rem}
.modal-success p{color:var(--muted);font-size:1rem;margin:0}
.hidden{display:none!important}

/* Mega-menu (grouped services dropdown) */
.dropdown.mega{display:block;left:auto;right:0;transform:translateY(8px);width:566px;padding:16px 18px;
  column-count:2;column-gap:26px}
.nav-item:hover .dropdown.mega,.nav-item:focus-within .dropdown.mega{transform:translateY(0)}
.mega-group{break-inside:avoid;margin-bottom:14px;display:block}
.mega-group .dropdown-head{display:block;padding:.15rem .55rem .3rem}
.dropdown.mega a{display:block;padding:.34rem .55rem;font-size:.9rem}

/* FAQ accordion */
.faq{max-width:840px;margin:0 auto}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:12px}
.faq summary{cursor:pointer;padding:17px 22px;font-family:var(--serif);font-weight:600;color:var(--navy);
  font-size:1.08rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--amber);font-size:1.5rem;font-weight:400;line-height:1;flex:none}
.faq details[open] summary::after{content:"\2013"}
.faq details p{padding:0 22px 20px;margin:0;color:var(--body);font-size:1rem;line-height:1.6}

/* Mobile navigation */
.nav-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;width:42px;height:42px;
  background:none;border:none;cursor:pointer;padding:9px;margin-right:-9px;border-radius:8px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--navy);border-radius:2px;transition:.25s ease}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{position:fixed;left:0;right:0;top:70px;bottom:0;background:#fff;z-index:150;overflow-y:auto;
  padding:20px 22px 70px;opacity:0;visibility:hidden;transform:translateY(-6px);transition:.22s ease;
  -webkit-overflow-scrolling:touch}
.mobile-menu.open{opacity:1;visibility:visible;transform:translateY(0)}
.mobile-menu .mm-head{font-size:.72rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;
  color:var(--muted);margin:20px 0 4px}
.mobile-menu a{display:block;padding:.62rem 0;font-family:var(--sans);font-weight:500;color:var(--navy);
  font-size:1.04rem;border-bottom:1px solid var(--line)}
.mobile-menu a.mm-top{font-weight:700;font-size:1.12rem}
.mobile-menu .btn{width:100%;justify-content:center;margin-top:24px;padding:.85rem}
body.mm-open{overflow:hidden}
@media(max-width:860px){.nav-toggle{display:flex}}